The PointsDB Blog
Tips, tricks, and guides to maximizing your credit card rewards and bank bonuses.
The Best Tools for Tracking Bank Bonuses & Credit Card SUBs in 2026
Spreadsheets, apps, and purpose-built trackers — here's how to keep your bank bonus and credit card sign-up bonus strategy organized without losing your mind.
Read Article →
Downgrade Paths by Major Issuer in 2026: When to Close vs Downgrade
A practical framework for deciding when to close or downgrade a card, including issuer-by-issuer annual-fee refund windows and how to time January reset credits for double or triple dips.
Read Article →
Understanding Chase 5/24 in 2026: Dead, Alive, or Evolving?
Chase 5/24 is not a simple yes-or-no story in 2026. Here’s what recent data points and policy coverage suggest, and how to plan your next Chase application.
Read Article →
Bank Bonus 101: Understanding your Chex and EWS Score
A guide to understanding ChexSystems and Early Warning Services (EWS) reports, how they impact your ability to open bank accounts, and how to manage them.
Read Article →